As you saw my digital cards, all those stuffs are made by a software,which can help you create cards, scrapbooks, albums, photo books etc.The process are very simple, just follow the software step-by-step. The most important thing you have to do is choose the template you like, and if you'd like to do the same thing like me. First ,you should download the ArcSoft Print Creations at http://www.download.com/ArcSoft-Print-Creations/3000-12511_4-10710270.html
Second, download the templates you like.
Just go for http://www.myprintcreations.com
to learn more
Hope my explanation will help you